Working-capital starting criteria.

  • LLC or incorporated business structure.
  • At least six months operating.
  • At least $10,000 average monthly revenue over the last four months.
  • A working-capital request of $5,000–$500,000.

Eligibility, approval, the available amount and final terms are subject to review. The four-month period is the revenue average; six months is the operating-history criterion.

Application credit checks.

The working-capital application has no credit check. Other listed loan application routes use a soft credit check. These labels apply to the application route; final review and product terms still apply.

Funding timing and financing terms.

Funding may arrive 24–48 hours after approval and required documentation. Timing, approval and funding are not guaranteed. Review the actual costs, payment schedule and obligations before accepting terms.

Dining and getaway incentives.

First reward: complete the application and qualify. No loan acceptance required. You can decline financing and still be eligible for the first reward. Submitting an application without qualification does not establish reward eligibility.

Additional rewards only: sign financing terms and receive funding. This funded-reward requirement does not apply to the first reward.

Incentives are subject to the applicable offer, availability, eligibility, voucher values, expiry and redemption conditions. Taxes, booking or redemption fees may apply. Review the specific offer and costs before claiming.

Your funding decision.

Your Business Funded connects business owners with lending partners to explore funding options. Review your final financing agreement for binding costs, payments and obligations. These guides are general education, not tailored financial or legal advice.

Read Privacy for how this website’s quick tools and application links work.