Business funding. A clearer way forward.
Your business has revenue. A traditional bank’s requirements may still not fit. Explore a working-capital application—and other loan routes—with clearer choices.
Credit-check labels describe the application route. Review, required documents and final terms still apply.
Actual revenue—not just your best month.
Working capital: four clear starting criteria
Choose your application route
Start with the loan type that matches your business need. Product selection and final review take place in the external application.
Explore revenue-based working capital for inventory, supplies, payroll timing and other operating needs. Start with your business history, actual revenue and the amount you need.
Explore a business credit-line route for recurring cash needs. Review the actual limits, repayment schedule and requirements.
Explore SBA financing for a business investment. Product-specific eligibility, documents and actual terms require review.
Explore a bank line of credit and discuss its specific business, credit and documentation requirements.
Explore financing for an equipment purchase. Review the equipment quote, eligibility and actual payment obligations.
Explore a term-loan route. Compare the amount received, payment schedule, duration and full cost before signing.
Explore financing for a newer business. Requirements differ from working capital and depend on actual product review.
Explore a credit-line route involving a co-signer. Discuss the co-signer, business and application requirements with the provider.
Credit-check labels describe application routes, not universal underwriting. Eligibility and terms differ by product. All buttons open the current external application; select the appropriate product there. Opening a link is a handoff, not completion.
Less guesswork. A more useful funding conversation.
Learn what revenue-based working capital is—and which questions matter before applying.
Review your entity, operating history, four-month revenue average and the amount you need.
Complete the external application and its document instructions. The provider reviews the information and presents any available terms.
The funding notebook
Useful answers to the questions operating business owners ask. No jargon maze.
Short answer: another financing route may evaluate your business differently. A bank decline does not guarantee—or rule out—an alternative.
Where available, ask what led to the decision. Credit profile, operating history, documents and product requirements can be different considerations. Use accurate business facts rather than guessing what another provider wants.
The initial working-capital criteria are an LLC or incorporated business, at least six months operating, $10,000 average monthly revenue over the last four months, and a $5,000–$500,000 request. The application has no credit check. This does not remove business review or guarantee approval.
An inventory order arriving before customer receipts is different from a recurring operating loss. Define the amount and dates involved. Consider whether payment-term discussions, inventory changes or receivables management could address part of the need.
Short answer: add your actual revenue from the last four months and divide by four. Business age is a separate requirement: at least six months operating.
Example figures. Changes stay in this page; nothing is submitted or saved.
Six months refers to how long the business has operated. Four months refers to the revenue averaging window. The example average reaches the revenue starting criterion only—it does not establish the rest of a real applicant’s fit.
Customer sales, profit and available cash are different numbers. Keep transfers and other transactions distinct and follow the actual application’s document definitions. Review expenses and payment schedules before accepting financing.
Short answer: compare what you receive, what you repay, when payments occur and which fees and conditions apply.
For illustration, $300 each weekday is $1,500 over five weekdays; $300 once a week is $300. That compares one week’s outflow, not the total cost or annual rate of either offer. You also need its duration and terms.
Funding may arrive 24–48 hours after approval and required documentation; timing and funding are not guaranteed. A benefit should never be the reason to take financing that does not fit your business.
Short answer: check the initial criteria, then follow the actual external application and its required-document instructions.
Statements and other required information belong in the secure application, not initial social messages or an eligibility conversation. Do not share an SSN, banking login, account numbers or financial documents here.
A link click only opens the next step. The application and required documents must actually be completed; qualification and funding are separate later decisions. This website and its CRM do not have automatic access to application/back-office status.
Qualified participant benefits
Eligible participants may receive benefits subject to the available offer and its conditions. Understand your financing options first; do not borrow just for a benefit.
Eligibility verification and fulfillment are owner-controlled. A click, chat answer or self-report does not automatically award a benefit.
Must be a qualifying applicant to receive rewards or incentives. Qualifying applicant = must have completed the application and be qualified.
Specific availability, redemption conditions, expiry and applicable fees must be disclosed before a specific benefit is offered.
Start with what you know
Check the starting criteria without sharing contact details. Then explore the actual application when you’re ready.
Initial self-reported fit only. Not a qualification or approval decision.